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Premium Services 

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The following are the Unique Products of Midas Touch

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Comprehensive Financial Planning
Saving Habits of Highly Effective Teens
Achieving Goals With Low-Risk
Proud Retirement
Draft Your Will Deed
Variable Systematic Investment Plan  (VSIP)

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Comprehensive Financial Planning 

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Financial Planning could have been an easy job if it was possible to implement it by referring to a textbook. We, at Midas Touch, understand that each case in financial planning is unique. Thus we offer customized service to each of our clients to ensure that all his financial needs and goals are taken care of to the maximum extent possible with the available resources. Different types of goals can be achieved in a comparatively easier way with the help of financial planning which is nothing but a disciplined & systematic investment approach. Each and every individual has his own financial goals.

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Financial Goals includes 

  • Buying a house or any other asset

  • Retirement

  • Child Education

  • Child Marriage

  • Yearly Vacations

  • Donation

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Savings Habits For Highly Effect Teens - 


Indians traditionally have been very good at making provisions for themselves and their family members. But as we are influenced by the western culture, the situation is changing fast. Youngsters are now inclined to spend first and they repay using EMIs. In a world where loans make your dreams come true within a few months, saving is fast losing its significance. As a result children and teenagers may not experience the joy of saving and achieving goals.

 

In an effort to create awareness among children about savings, Midas Touch has come up with an initiative that helps parents to incorporate the habit of saving among children.

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The process is short, simple yet effective:


a. It includes interaction with children and parents.


b. Counseling to parents and children regarding the process of saving and goal achieving.

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We strongly believe that if kids master the art of money management at a young age, the same will help them when they enter their professional life.

Achieving Goals With Low Risk


Risk is an inherent part of any investment. One cannot escape risk while investing, but can always choose the level of risk one wants to take with the investments. It is a misconception that one has to take a good amount of risk to achieve financial goals. Investing in low risk but tax-efficient products can also help you to beat inflation. If you are not an aggressive investor but want to maximize the return on your portfolio without taking additional risk, Achieving Goals with Low Risk is an ideal product for you.

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Proud Retirement

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Planning for retirement is one of the most important and high priority goal for most of us. People now aspire to retire as early as possible. The overall life expectancy of an average human being is also going up steadily. Thus the amount required at the time of retirement has to be more than what it used to be a few years ago. Also one cannot take big risk with the retirement funds as the age of the investor may not allow the same. Looking at all the above factors planning for retirement is a critical job. Our product 'Proud Retirement' is an ideal package for people who are nearing their retirement and have fulfilled their other financial goals but could not save for retirement in the whole process.

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Will Deed 

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Making and Registering a Will Deed is a very ignored but important aspect of financial planning. We at Midas Touch help you in drafting and registering your will in a foolproof way. Making a will facilitates for the legal heirs to claim their respective share from the estate in minimum time.

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    Variable Systematic Investment Plan (VSIP)

Systematic Investment Plan (SIP) is one of the most widely accepted strategies to invest in Mutual Funds, especially for Equity Mutual Funds. Though this strategy offers various benefits such as Rupee cost averaging and committing small amounts each time you invest.
Variable Systematic Investment Plan (VSIP) but a contribution to equity varies as per market conditions.


This is how VSIP will work for you 

  • With VSIP we define the valuations of the markets. We buy more when markets are low and less when the markets are high. 

  • The moment our indicators say that no more buying is recommended in the equity markets, we will exit the markets and shift your investments to safe investment bets like liquid/ultra short term funds. 

  •  By this, we are defining the exit strategy for you even before we start your investments.

  •  System Driven exit and re-entry strategy to keep your returns intact.


 VSIP V/S SIP - 

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It is often seen that investors lose the returns generated through SIP when the markets fall. VSIP helps investors to retain the returns as an investment is switched to safety when the valuations are rich and the same is again shifted to equities gradually when the valuations turn attractive again. These entry and exit points will be decided on the basis of predefined formulas thus the emotions of greed and fear will be kept at bay when your investments are concerned.

 

Graph showing performance of VSIP v/s SIP --- 

 

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It is often seen that investors lose the returns generated through SIP when the markets fall. VSIP helps investors to retain the returns as an investment is switched to safety when the valuations are rich and the same is again shifted to equities gradually when the valuations turn attractive again. These entry and exit points will be decided on the basis of predefined formulas thus the emotions of greed and fear will be kept at bay when your investments are concerned.

 

VSIP can enhance the returns significantly over SIP returns. Backtesting our VSIP strategy in CNX 500 since the year 1999 shows a return of 21.78 % CAGR as compared to 12.87 % returns in regular SIP.
VSIP Facility is available in the following funds in each category.


Largecap Funds (CNX Nifty 50)

  • Aditya Birla Sun Life Frontline Equity Fund

  • ICICI Pru Bluechip Fund

  • Aditya Birla Sun Life Focused Equity Fund 


Multicap Funds (CNX 500)

  • Franklin India Equity Fund   

  • Aditya Birla Sunlife Equity Fund

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Disclaimer

Past performance may not be repeated in the future. Mutual Funds are subject to market risk. Please read the Scheme Information Document and Statement of Additional Information before investing.   Contact us today to find out more.

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